PROPEL
CAPITAL
Asset-based lending built for real estate investors. We fund the deal — not your W-2. No tax returns, no lengthy approvals, no wasted time.
Get Your Fix & Flip Rate
No commitment. Response within 24 hours.
🔒 Your information is secure and never sold.
Straightforward terms designed for investors who move fast.
| Feature | Details |
|---|---|
| Loan Amount | $75,000 – $2,000,000 |
| Loan Term | 12 – 18 months |
| Interest Rate | From 9.24% |
| Purchase LTV | Up to 95% of purchase price |
| Rehab Funding | Up to 100% (draw schedule) |
| Max LTC | Up to 95% loan-to-cost |
| Credit Score | Flexible — deal-based underwriting |
| Income Docs | Not required |
| Entity Types | LLC, Corp, Individual |
| Closing Time | As few as 10 business days |
| Prepayment | No prepayment penalty |
Who This Is For
Propel Capital funds residential fix and flip projects for investors at every level — from first-timers to seasoned operators with dozens of deals under their belt. We care about the deal, not your tax returns.
Eligible Property Types
We're not a bank. We don't think like a bank.
Speed That Wins Deals
Close in as few as 10 business days. When a deal hits your desk, the last thing you need is a slow lender. We move fast so you don't miss out.
Common Sense Underwriting
We look at the deal — the ARV, the rehab plan, the exit strategy. Not your tax returns, not your W-2. If the deal makes sense, we make it happen.
100% Rehab Funding
We fund up to 100% of your renovation costs through a draw schedule tied to construction milestones. Keep your capital working elsewhere.
No Prepay Penalty
Sell fast and pay off early with zero prepayment penalties. Your profit is your profit — we don't penalize you for moving quickly.
Relationship First
We're not a transactional lender. Our investors come back deal after deal because we're a partner in their success, not just a capital source.
Nationwide Lending
We lend in most states across the country. Whether you're flipping in Georgia, Texas, Pennsylvania, or anywhere in between — we've got you covered.
Four steps. No surprises.
Submit Your Deal
Fill out the short form above or call us. Tell us about the property, purchase price, and rehab scope.
Get Terms in 24hrs
We review the deal and come back with a term sheet fast. No week-long waits. No runaround.
Appraisal & Processing
We order the appraisal and process your file in-house. No third-party bottlenecks slowing things down.
Close & Fund
Sign at the closing table and get your funds. Rehab draws disbursed as work is completed.
Get your terms in 24 hours or less. No commitment, no runaround.