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Fix & Flip Financing

Close Your Next Flip in as Few as 10 Days

Asset-based lending built for real estate investors. We fund the deal — not your W-2. No tax returns, no lengthy approvals, no wasted time.

  • Up to 95% of purchase price + 100% of rehab
  • Loans from $75,000 to $2,000,000
  • No tax returns or W-2s required
  • LLC & entity vesting welcome
  • Experienced & first-time investors considered

Get Your Fix & Flip Rate

No commitment. Response within 24 hours.

🔒 Your information is secure and never sold.

10
Days to Close
95%
Max Purchase LTV
100%
Rehab Funded
$2M
Max Loan Amount

Fix & Flip Loan Terms

Straightforward terms designed for investors who move fast.

FeatureDetails
Loan Amount$75,000 – $2,000,000
Loan Term12 – 18 months
Interest RateFrom 9.24%
Purchase LTVUp to 95% of purchase price
Rehab FundingUp to 100% (draw schedule)
Max LTCUp to 95% loan-to-cost
Credit ScoreFlexible — deal-based underwriting
Income DocsNot required
Entity TypesLLC, Corp, Individual
Closing TimeAs few as 10 business days
PrepaymentNo prepayment penalty

Who This Is For

Propel Capital funds residential fix and flip projects for investors at every level — from first-timers to seasoned operators with dozens of deals under their belt. We care about the deal, not your tax returns.

Eligible Property Types

  • Single-family (1–4 units)
  • Townhomes & condos
  • Small multifamily (2–4 units)
  • Non-owner occupied only
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Built Different. Built for Investors.

We're not a bank. We don't think like a bank.

Speed That Wins Deals

Close in as few as 10 business days. When a deal hits your desk, the last thing you need is a slow lender. We move fast so you don't miss out.

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Common Sense Underwriting

We look at the deal — the ARV, the rehab plan, the exit strategy. Not your tax returns, not your W-2. If the deal makes sense, we make it happen.

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100% Rehab Funding

We fund up to 100% of your renovation costs through a draw schedule tied to construction milestones. Keep your capital working elsewhere.

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No Prepay Penalty

Sell fast and pay off early with zero prepayment penalties. Your profit is your profit — we don't penalize you for moving quickly.

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Relationship First

We're not a transactional lender. Our investors come back deal after deal because we're a partner in their success, not just a capital source.

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Nationwide Lending

We lend in most states across the country. Whether you're flipping in Georgia, Texas, Pennsylvania, or anywhere in between — we've got you covered.

From Application to Close

Four steps. No surprises.

1

Submit Your Deal

Fill out the short form above or call us. Tell us about the property, purchase price, and rehab scope.

2

Get Terms in 24hrs

We review the deal and come back with a term sheet fast. No week-long waits. No runaround.

3

Appraisal & Processing

We order the appraisal and process your file in-house. No third-party bottlenecks slowing things down.

4

Close & Fund

Sign at the closing table and get your funds. Rehab draws disbursed as work is completed.

Common Questions

No. Our fix and flip loans are asset-based. We underwrite based on the property and the deal — not your personal income documentation.
We use flexible, common-sense underwriting. While there's no hard minimum, most borrowers have a 620+ FICO. We evaluate each situation individually.
Yes — and we encourage it. We lend to LLCs, S-corps, and other business entities. Holding investment property in an entity is smart practice.
We can close in as few as 10 business days when all documents are in order. Typical closings run 10–14 business days from completed application.
Yes. We work with investors at all experience levels. First-timers may have slightly different terms, but we're happy to discuss your specific situation.
Rehab funds are released in draws tied to construction milestones. After each phase is inspected and verified, funds are disbursed. Simple and transparent.
We lend nationwide with a few exceptions. We are currently unable to lend in Alaska, North Dakota, South Dakota, Vermont, and Nevada. Contact us to confirm availability in your state.

Ready to Fund Your Next Flip?

Get your terms in 24 hours or less. No commitment, no runaround.

Get My Rate → 📞 Call 215-600-1815